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Wondering How To Finance Your Modern Garden Room

Wondering How To Finance Your Modern Garden Room?

If you have been considering having a Modern Garden Room installed but are holding back due to costs there are ways of making it happen even if you don’t have the money upfront. Think of this as an extension of your house, how would you finance that? Well, a garden room will be exactly the same. We know not everyone will have the money in place at once so there are other options here for your consideration…


A lot of garden rooms will offer a finance agreement with their packages and here at Modern Garden Rooms, we are no different. If you go to our main menu you will see that we have a finance option in the drop-down menu which will take you to our finance partners Pegasus Personal Finance.

“As a leading UK broker we’re able to secure the best finance available on the market to suit your requirements. Authorised and regulated by the Financial Conduct Authority, Pegasus Finance’s free service ensures you get the best advice and exclusive rates for your next dream purchase. Governed by the Financial Conduct Authority, Pegasus Finance provide a range of flexible finance options to suit any needs – this includes home improvement, debt consolidation, classic cars and loans for big purchases.”


Another option to help finance your Modern garden Room is to add the cost of the garden office to your existing mortgage. As we mentioned, this is like an extension so it should simply come under this option with your mortgage lender. Why not have a chat with them to see what your increased mortgage would be and how affordable this would make the build?

Personal Loan

Another way to go to make your new build happen is by taking out a personal loan. It is very important that you do your research here and don’t fall into any high rate traps which will leave your worse off. We would always recommend that your first port of call for a secure personal loan is your bank. They will have a financial advisor on hand to talk through all of your options.

Wondering How To Finance Your Modern Garden Room

Business Loan

Of course, if your Modern Garden Room is going to be used for business purposes you could also look into getting a business loan to cover the financing of this new project. As above do consult your bank or independent financial advisor.

Credit Card

Using a credit card to finance your Modern Garden Room is a possibility but you will need to keep on top of those changing interest rates. The best course of action is to use a card with 0% interest and to either clear the debt before this expires or move the balance across to another card before the interest rates kick in. If you don’t feel this is something you could juggle then this may not be the right option for you but always chat with an accountant or financial advisor before making any decisions.


Only go ahead with finance options if you know you can commit to paying these back and always seek professional advice before taking any steps. We want you to love your new garden room but we don’t want you to be out of pocket or in debt worries from having one. For more money advice why not check out Money Saving Expert’s Website?

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